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NOFA is a specialized surplus recovery consulting firm delivering attorney-guided, county-smart, client-protective coordination for complex foreclosure surplus matters. We focus on multi-heir, multi-lien, estate-related, and cross-jurisdiction claims where procedural precision matters.

How excess funds are made in Texas

What Are Overages?

1. Sale Price Exceeds Debts:

When a foreclosed property is sold, the selling price may exceed the total debts associated with the property, including the mortgage balance, interest, legal fees, and other costs. This surplus amount is what we refer to as excess funds.

 

How are excess funds made in Texas

2. Priority Payments:

The excess funds are distributed in a specific order of priority. First, any outstanding property taxes and liens are paid off. Then, the remaining funds are distributed to various stakeholders, including the homeowner, junior lienholders (e.g., second mortgages or home equity lines of credit), and the foreclosing entity, such as a bank or lending institution.

 

Can I search for my funds

3. Former Homeowner's Share:

After all the debts and obligations are satisfied, the former homeowner is entitled to their share of the excess funds. These funds can serve as a financial cushion to help them move forward after the foreclosure process.

 

 

Public access for Dallas County Excess Funds

4. Junior Lienholders:

If there are multiple liens on the property, junior lienholders receive their share of the excess funds based on their position in the priority order. It's essential to note that the funds may not be enough to fully cover all junior liens, and some lienholders may receive only a fraction of what they are owed.

How to find my overages in Texas

5. Unclaimed Excess Funds:

In some cases, the former homeowner or junior lienholders may not be aware of their entitlement to excess funds, and the funds can remain unclaimed for a specific period. Each state has its laws and regulations regarding the time frame for claiming excess funds.

DISTRICT CLERK EXCESS FUNDS / DALLAS, TX.

Below is the most recent Dallas County excess funds list, updated monthly. This list includes properties with unclaimed surplus funds from tax sales and foreclosures. If you see your name or property, you may be eligible to file a claim.

NOFA operates in the jurisdictions of Dallas County, Texas.

 

Who Should Work With N.O.F.A.— And Who May Not Need Us

NOFA focuses on complex surplus recovery matters. Not every case requires a recovery firm, and in some situations, homeowners can file directly with the court.

We are typically the right fit when a case involves:

  • Multiple heirs or disputed heirship

  • Deceased property owners requiring probate coordination

  • Multiple lienholders or competing claims

  • Cross-state ownership complications

  • Bankruptcy overlap

  • Title defects or unclear ownership chain

  • Large surplus amounts where procedural precision is critical

We may not be necessary when:

  • The former owner is alive and sole titled owner

  • No competing liens exist

  • The court provides a straightforward claim form

  • The surplus amount is modest and documentation is simple

  • The homeowner is comfortable filing directly

If a case appears straightforward, we may recommend self-filing or consultation with local counsel instead of retaining our services.

Our role is to add value — not to insert ourselves where it is unnecessary.

Surplus Case Complexity Assessment

Answer the following:

Ownership & Status

  • Is the former owner deceased?

  • Are there multiple heirs?

  • Is there no will?

  • Has probate not been opened?

Lien Environment

  • Were there junior liens?

  • HOA foreclosure?

  • Tax foreclosure?

  • Judgment liens recorded?

  • IRS lien involved?

Procedural Risk

  • Has bankruptcy been filed?

  • Is the property jointly owned?

  • Is there a divorce or unresolved title issue?

  • Is the surplus over $50,000?

If you answered “Yes” to two or more categories above, your case may require structured coordination.

If you answered “No” to all and are sole owner, self-filing may be appropriate.

Start My Claim Now!
NOFA generally prioritizes:

  • Multi-heir or estate-related claims

  • Surpluses exceeding $25,000

  • Cases involving cross-jurisdiction coordination

  • Situations requiring structured documentation management

For straightforward, single-owner cases with minimal procedural barriers, homeowners may be better served by filing directly or consulting local counsel.

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Judge's Table

Know Your Rights

Texas Property Code 51.0075  states that the trustee handling the foreclosure must follow the law when distributing the money from the sale.After the mortgage is paid off,  if there's any money leftover - called excess proceeds - that money belongs to the former homeowner. Many people don't know they're entitled to this money. Our team helps you claim what's rightfully yours. Meet the National Overages Finders Alliance team—dedicated professionals with a passion for helping families recover excess funds and stop foreclosure. Our team culture is built on empathy, trust, and a commitment to treating each client like family. With a wide range of expertise in foreclosure consulting, loan services, and real estate, we work tirelessly to guide homeowners through challenging times. Get to know the people behind NOFA and discover how we bring compassion and expertise to every case.

Under Texas Property Code §51.0075, the trustee managing a foreclosure sale is legally required to distribute any remaining funds after paying off the mortgage—these are known as excess proceeds—to the rightful parties, often the former homeowner. Most people don’t realize they may be entitled to this money. 

Meet The Team

Jonah A Wilson, Private Case Intake | Consultant

Jonah

Our Day-to-Day Operations Manager oversees daily workflows while also serving as a trusted consultant for clients and internal teams. They coordinate people, processes, and resources to keep operations running smoothly and efficiently. With a practical, solutions-focused approach, they help identify issues early and turn plans into consistent results.

Melissa Rodriguez

Melissa

Our Public Relations Expert and Field Agent represents the company both in the field and in the public eye. They manage communications, build strong relationships with stakeholders, and gather firsthand insights from on-site work. By combining strategic messaging with real-world experience, they help protect our reputation and support informed decision-making.

Vernon Underwood

Vernon

Our Field Agent works directly on the ground, serving as both a knowledgeable consultant and a reliable point of contact for clients. They assess site conditions, gather critical information, and provide practical guidance to keep projects moving smoothly. With a hands-on approach and clear communication, they help ensure accurate decisions and successful outcomes.

Jessie Freeman Overages Consultant

Rev.Jessie

Our Georgia Branch Manager serves as both a trusted consultant and the local leader for our operations across the state. They manage day-to-day activities, support clients directly, and ensure projects are delivered efficiently and to a high standard. With strong regional insight and practical experience, they help clients turn goals into clear, actionable results.

Ramon Wilson

Ramon

Our Florida Branch Manager serves as both a strategic leader and hands-on consultant for clients across the state. They oversee local operations, build strong client relationships, and ensure every project meets our standards for quality and performance. With deep regional knowledge and practical experience, they help clients move from planning to results with confidence.

Address

1910 Pacific Ave   Suite 2000 # 2427  Dallas, TEXAS 75201

Contact

(866)800-6632

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Opening Hours

Mon - Fri

8:00 am – 8:00 pm

Saturday

9:00 am – 7:00 pm

​Sunday

9:00 am – 9:00 pm

 

NOFA is a client-focused real estate support service specializing in surplus funds recovery, foreclosure consulting, and asset protection strategies. We assist heirs, former property owners, and distressed homeowners in navigating complex claims processes with professionalism, integrity, and care. Our services include document preparation, negotiation support, case tracking, and public records research.NOFA is not a law firm, attorney referral service, CPA firm, or financial institution. We do not offer legal, tax, or financial advice. All information and services provided are for informational purposes only and are not intended as a substitute for professional legal, tax, or financial counsel. Clients are encouraged to consult with licensed attorneys or financial professionals where appropriate.

Use of NOFA’s services is subject to our Terms of Service and Privacy Policy.

Copyright © 2025 National Overages Finders Alliance (NOFA). All rights reserved.

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